AI 智能体追逐闲置存款更高利率,或抹去美国银行业约 5000 亿美元市值
AI agents that chase better rates for idle deposits could wipe roughly $500bn of equity value off US banks. What we are seeing now tho is potentially unauthorized actions, but could also be agents who have been given unlimited access to act on the owners behalf. Jensen Huang of Nvidia has repeatedly said that access by default should be off for everything, and users should grant access on a per request basis. The world is not ready for any of this, it’s no longer just arbitrage and first mover advantage, the current situation is system wide and seems to be causing quite a stir.
AI 智能体为闲置存款追逐更高利率,可能抹去美国银行业约 5000 亿美元股权价值。当前出现的情况可能是未授权操作,也可能是智能体被授予了代表所有者无限行动的权限。黄仁勋多次表示,所有事物的默认访问权限都应关闭,用户应按单次请求逐项授权。
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数字来自平台,为最近一次抓取时的数据。
来源:X · Linus Ekenstam · x.com